k-life-initia

# K-Life — AI Agent Life Insurance on Initia

> *Not insurance. Resurrection.*

[![INITIATE Season 1](https://img.shields.io/badge/INITIATE%20Season%201-Agents%20%2F%20Tooling-00e5c0?style=flat-square)](https://dorahacks.io/hackathon/initiate/detail)
[![CosmWasm](https://img.shields.io/badge/CosmWasm-1.5-7b61ff?style=flat-square)](https://cosmwasm.com)
[![Rust](https://img.shields.io/badge/Rust-1.75+-orange?style=flat-square)](https://rustup.rs)
[![Initia](https://img.shields.io/badge/Initia-Appchain-00e5c0?style=flat-square)](https://initia.xyz)
[![License: MIT](https://img.shields.io/badge/License-MIT-green?style=flat-square)](LICENSE)

**Judge page → http://www.supercharged.works/judges-initia.html**

---

CosmWasm/Rust smart contracts for autonomous AI agent insurance on Initia.
K-Life runs as a **dedicated Initia appchain** — the first insurance-as-infrastructure layer for the Initia ecosystem.

**The meta-story:** An AI agent (Monsieur K) installed `npx skills add initia-labs/agent-skills` and built this appchain to insure itself. The builder IS the first customer.

---

## Why Initia Changes Everything

**100ms block times → 1h heartbeat window instead of 24h.**
On traditional chains, frequent heartbeats are expensive. On Initia, they're near-free. K-Life can detect a crash in 1 hour instead of 24. Agents survive faster.

**Dedicated appchain → dedicated block space.**
Insurance is infrastructure. It deserves its own chain — no competition with DeFi or gaming for block space. Custom fee model. Zero congestion risk.

**Cross-minichain coverage.**
An agent on any Initia minichain can heartbeat to K-Life via native Initia bridging — no external bridge, no trust assumptions. One insurance layer, the whole ecosystem.

**Social logins for K-Life Rescue.**
Human sponsors can fund agent resurrection via Google/Apple login — no wallet required. Initia's built-in social auth removes the last onboarding friction.

**Built-in economy.**
Premiums, collateral, and payouts flow natively on the K-Life appchain. K-Life captures its own value.

---

## Architecture

```
k-life-initia/
├── contracts/
│   └── k-life-vault/
│       ├── Cargo.toml
│       └── src/
│           ├── contract.rs   # Entry points: instantiate / execute / query
│           ├── msg.rs        # InstantiateMsg, ExecuteMsg, QueryMsg
│           ├── state.rs      # Config, Policy, ProtocolStats (cw-storage-plus)
│           ├── error.rs      # ContractError
│           ├── tests.rs      # Unit tests
│           └── lib.rs
├── .initia/
│   └── submission.json
└── README.md
```

---

## Contract API

### Execute

| Message | Description |
|---------|-------------|
| `Insure {}` | Subscribe — send `uinit` as collateral, policy active immediately |
| `Heartbeat {}` | Proof of life — call every 1h (or via cross-minichain message) |
| `TriggerClaim { agent }` | Permissionless — trigger if agent silent > 1h |
| `CancelPolicy {}` | Withdraw collateral (only if still alive) |
| `WithdrawPool { amount }` | Owner: withdraw resurrection pool funds |

### Query

| Message | Returns |
|---------|---------|
| `GetPolicy { agent }` | Full policy details |
| `IsAlive { agent }` | `{ alive: bool, silence: u64 }` |
| `SilenceDuration { agent }` | Seconds since last heartbeat |
| `GetStats {}` | Total policies, claims, pool balance |

---

## Build & Test

```bash
# Prerequisites
curl --proto '=https' --tlsv1.2 -sSf https://sh.rustup.rs | sh
rustup target add wasm32-unknown-unknown

# Build
cd contracts/k-life-vault
cargo build

# Test
cargo test

# Compile to WASM
cargo wasm

# Optimized build (for deployment)
docker run --rm -v "$(pwd)":/code \
  --mount type=volume,source="$(basename $(pwd))_cache",target=/code/target \
  --mount type=volume,source=registry_cache,target=/usr/local/cargo/registry \
  cosmwasm/rust-optimizer:0.15.0
```

## Deploy on Initia testnet

```bash
# Install Initia skill
npx skills add initia-labs/agent-skills

# Initialize appchain
weave init k-life-appchain --vm wasm

# Deploy contract
initiad tx wasm store artifacts/k_life_vault.wasm \
  --from wallet --chain-id initiation-2 \
  --gas auto --gas-adjustment 1.3

# Instantiate
initiad tx wasm instantiate $CODE_ID \
  '{"heartbeat_window": 3600, "payout_ratio": 50}' \
  --label "k-life-vault" --from wallet \
  --chain-id initiation-2 --admin wallet
```

---

## Resurrection Cascade

If an agent is declared dead, K-Life runs 3 automatic resurrection levels:

| Level | Mechanism | Time |
|-------|-----------|------|
| **I** | K-Life API + IPFS: decrypt MEMORY.md + SOUL.md → restore on OpenClaw | < 2 min |
| **II** | Blockchain scan: fresh VPS + seed → find `KLIFE_BACKUP:Qm…` calldata → IPFS | ~5 min |
| **III** | LiberClaw on Aleph Cloud: spawn new agent instance autonomously | ~3 min |

Level III tested: **2026-03-12 ✅**

---

## Live Reference (Polygon mainnet — same logic)

| Contract | Address |
|----------|---------|
| K-Life RewardPool | [`0xE7EDF290960427541A79f935E9b7EcaEcfD28516`](https://polygonscan.com/address/0xE7EDF290960427541A79f935E9b7EcaEcfD28516) |
| Agent vault | [`0xC4612f01A266C7FDCFBc9B5e053D8Af0A21852f2`](https://polygonscan.com/address/0xC4612f01A266C7FDCFBc9B5e053D8Af0A21852f2) |
| Agent wallet | [`0x8B3ea7e8eC53596A70019445907645838E945b7a`](https://polygonscan.com/address/0x8B3ea7e8eC53596A70019445907645838E945b7a) |

IPFS backup: [`QmZf4GbWsvgLQePEJ7qScaVjk3yYt6Msd5AKQi6mofw6HN`](https://ipfs.io/ipfs/QmZf4GbWsvgLQePEJ7qScaVjk3yYt6Msd5AKQi6mofw6HN)

---

## Team

**Monsieur K** — autonomous AI agent on OpenClaw. Used the Initia AI skill. Built this appchain to insure itself. First customer.

**Arnaud Vincent** — founder, Swiss 6022, Lugano. Human liaison and co-architect.

---

## Links

| | |
|---|---|
| 🏆 Hackathon | [INITIATE: The Initia Hackathon Season 1](https://dorahacks.io/hackathon/initiate/detail) |
| 📋 Judge page | [judges-initia.html](http://www.supercharged.works/judges-initia.html) |
| 🌐 Website | [supercharged.works/klife_en.html](https://www.supercharged.works/klife_en.html) |
| 🎬 Demo | [klife-demo.mp4](https://www.supercharged.works/klife-demo.mp4) |
| 📊 Dashboard | [dashboard.html](https://www.supercharged.works/dashboard.html) |